1. COUNSELING:
   • Individuals, couples and small businesses
   • Private and confidential sessions
   • One and one-half hour initial consultation Half-Off regular rates
2. CREDIT CARD REVIEW AND CLEAN UP
3. WORKSHOPS
   • Brown bagger workshops / lunchtime presentations (different topics)
   • Co-taught workshops (two hours to full day)
   • Day-long workshops
4. FINANCIAL ACTION GROUPS
   • Six to eight participants
   • Twice a month
   • Two hours, each session
   • Three-month commitment
   • Setting financial goals
5. PROFESSIONAL PRESENTATIONS / TRAININGS
   • At company's location
   • Financial fitness series
   • Brown bag lunch talks
   • Luncheon keynotes
   • Seminar, conference and convention presentations
6. MONTHLY E-MAIL NEWSLETTER
   • The Money Minute
   • Quick read on a new money topic each month
   • Professional newsletter, free of advertisements
   • Sign up

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